Pedcor Financial, LLC, formed in 2000, is a thrift holding company that owns 100% of Pedcor Financial Bancorp and 100% of Pedcor Residential, LLC. Pedcor Financial, LLC provides credit facilities to Pedcor related housing and commercial properties. Pedcor Financial Bancorp is a thrift holding company that owns 91% of Fidelity Federal Bancorp and 100% of Pedcor Insurance Company and Pedcor Commons, LLC. Pedcor Financial Bancorp provides credit facilities to Pedcor Investments’ affordable housing properties. Pedcor Insurance Company is a captive insurance company headquartered in Burlington, Vermont, and offers property and liability insurance to Pedcor related housing and commercial properties. Pedcor Commons, LLC develops commercial real estate and housing properties.

Fidelity Federal Bancorp, located in Evansville, Indiana, is a $214 million thrift holding company of United Fidelity Bank, fsb, a federally chartered savings bank. United Fidelity Bank specializes in commercial banking.

Pedcor Residential, LLC primarily develops commercial real estate and housing properties located in redevelopment areas. Pedcor Residential, LLC owns 100% of The Commons at City Center, LLC and Copper Development, LLC. The Commons at City Center develops residential housing and Copper Development rehabilitates single family homes located in redevelopment areas around Indianapolis.